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Mama Deb
.:::.:....... ..::...:

December 2010
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Mama Deb [userpic]

My landlady just had the house appraised.

I work in a real estate office. I know what that probably means (probably because she could also be doing it for insurance or tax reasons).

If she's thinking of selling, we have to start thinking of buying something. Not this house, unless it's in our price range (although wouldn't that be nice? She has a gorgeous kitchen.) but a house or a condominium. But buying because I'm tired of living at the whim of someone else. We've been thinking along those lines anyway. And our lease is up in September. Which might be enough time.

So. What would be the first step?


Seems like everyone's getting a house:) It's a cool trend.

1. Get preapproval for a mortgage. Not just prequalified, preapproved. That way, you'll know how much you can afford and what price range.

2. Go through listings. Online, newspaper, etc. Make a list of things you want and things you need in a house.

3. Find an agent that you trust. Get recs from friends who've bought houses. They can tell you the best people in the area.

4. Don't discount houses that fit all your needs, but not all your wants. Make sure you give them a second look.

5. Don't rush into anything. Houses will be on the market anytime you look (not the same houses, but similar). Don't get down if your dream home is out of your price range or off the market. It's a large market, you'll find something you like.

Re: Houses

She suggested exactly what we did. :)