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Mama Deb
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December 2010
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Mama Deb [userpic]

My landlady just had the house appraised.

I work in a real estate office. I know what that probably means (probably because she could also be doing it for insurance or tax reasons).

If she's thinking of selling, we have to start thinking of buying something. Not this house, unless it's in our price range (although wouldn't that be nice? She has a gorgeous kitchen.) but a house or a condominium. But buying because I'm tired of living at the whim of someone else. We've been thinking along those lines anyway. And our lease is up in September. Which might be enough time.

So. What would be the first step?


Another "what they all said above".

Especially re: easily fixable problems vs. highly unfixable problems. When my then-husband and I bought our house, we got it for about $5K less than what comparable houses were selling for because we were the only people who weren't freaked out by the crayon drawings the previous tenants had left on the living room walls. (We'd even have considered leaving the drawings for amusement, if some of them hadn't been so disturbing.) A few rolls of wallpaper later, you can't tell they were there.

Definitely figure out what you're comfortable paying, including property taxes and insurance. The ideal situation is to find something that you can still manage to pay on _one_ of your paychecks, in case one of you ends up out of work for a time, but I don't know if that's feasible in NYC.